Our Story

Mission

Currently there is 1.2 billions in lost refunds owing to both Australian individuals and businesses. These are kept under the custody of different dapartments governed by none uniform state regulations. These funds re subjected to sector-specific legislations making of claiming such monies a complex and time-consuming process. The fact that these monies are kept under the custody of different departments governed by nonuniform state regulations and the fact that these funds are subjected to sector-specific legislation make the process of claiming such monies too complex and time-consuming for an ordinary person/company to effectively handle.

The primary objective of ARMT is to eliminate these complexities and to put money into the rightful person's Account. With our extensive expertise in auditing, accounting, and systems we are better placed to be successful.



Unclaimed Money Comes From?

  • Bank accounts
  • Forgotten accounts
  • Uncashed cheques
  • Unclaimed dividend payments
  • Capital payouts
  • Life insurance policies
  • Shares and Investments
  • Refunds
  • Lottery winnings
  • Security deposits
  • Deceased estates where beneficiaries can’t be found or contacted

    • What is unclaimed money?

    Unclaimed money is money from lost bank accounts, shares, investments and life insurance policies. This money becomes lost when you move house and forget to update your details with a financial institution or company.

    Bank accounts become unclaimed after 7 years if the account is inactive (no deposits or withdrawals). Life insurance policies become unclaimed 7 years after the policy matures and is not claimed.

    Information

    Privacy policy
  • Your personal or company information about you which can identify you including your name, email address and contact details or any other information in order for us to make contact with you in order to have the required information to recover your unclaimed funds.
  • ARMT may use your personal information to contact you by email or phone to search for unrecovered funds due to you to assist you in the recovery your lost or unrecovered funds.
  • We only retain your company or personal data for as long as necessary for us to render a service to you for the recovery of your funds, except where otherwise provided by law.
  • We do take considerable technical and organizational precautions to prevent the loss or misuse of your information.




    • Conditions Apply
  • The National Branch of Unclaimed Money can not disclose the source of your funds unless we have your signed authority.
  • The National Branch of Unclaimed Money fee is payable of all monies recovered, upon recovery of funds.
  • The processing fees are to be paid from the clients unclaimed money claim. The client uderstands they will receive the balance deposited electronically to their nominated bank account. The client accepts they are responsible for providing correct information and that incorrect information may cause delays in receiving their unclaimed money.
  • These Terms & Conditions can be varied at any time by The National Branch of Unclaimed Money upon the giving of 7 days notice in writing to the Client detailing such changes.
  • Acceptance of our service is automatic acceptance of all The National Branch of Unclaimed Money terms & conditions.

    • Frequently Asked Questions

    We are keen to reunite un-recovered funds with their right owners. Our researchers use a number of publicly available resources to track down the owners, and yes, it is all done legitimately and ethically. We, in fact, go out of our way to ensure that people get THEIR money back.
    Each of the various organizations has different documentary requirements which we deal with. You will be asked to provide certified copies of documents to satisfy at least two criteria: a link to the last known postal address as proof of your ownership of the unclaimed funds, and proof of your identity. Suitable documentation of a link to the last known address includes driver's license, rates notice, utility bills, financial institution statement, correspondence from an accountant or solicitor, etc. Suitable documentation or proof of identity includes driver's license, birth certificate, passport or other identity card. If the unclaimed funds belong to a deceased estate, a certified copy of the Grant of Probate or Letters of Administration must also be supplied.
    A certified copy is a photocopy of an original document that has been signed as a true and correct copy" by a Justice of the Peace. People who can certify documents include: Justice of the Peace, pharmacist, doctor, dentist, veterinary surgeon, bank manager, state school principal, solicitor or police officer. Certified copies are required to ensure that all documents submitted to support a claim are authentic.
    For funds located in Australia, the process normally takes between four to six weeks. For funds located in overseas, the process can often take several months. As the funds are being sought from an outside organization, the time frame can vary. We will keep you informed throughout the process and advise you of any anticipated delays.
    There are mandatory protections in place that ensure a fully accountable professional service, such as a certifiable quality assurance program, professional insurance, and independent external audit.
    Some areas we commonly deal with are; un-presented cheques, dormant bank accounts, superannuation and company takeovers, rent bonds, local council bonds.. .the list is endless. Privacy restrictions prevent us from disclosing the full details of the funds until we can confirm that you are the rightful owner.
    If the funds are never recovered, there is no fee payable, and you will be notified of that in writing. So essentially you have NOTHING to lase.
    Fees are not paid until the funds have been recovered. When the Refund is confirmed, we will commence the fee payment process. The funds are deposited in the owner's name into our independent trust account. Our fee is then deducted and a cheque for the remaining balance is forwarded to you. In all cases, a full report will be provided containing the known details of the source and nature of the funds.
    It is important that you carefully examine the professional standing of any company that may contact you. Check the qualifications, experience, credentials and vital independent auditing of any company you are considering appointing as custodian of your money. If you have any queries, please do not hesitate to contact us. To ensure you receive the best possible service, we are happy to match any fee quoted by another company for the same service. To give you the best value, we will also reduce this fee by a further 5%.
    If you receive a letter, but are not the rightful owner of the unclaimed funds correspondence, please let us know. We will update our records to ensure that no further correspondence is directed to you. If you know how to contact the rightful owner (or the next of kin), please advise us so that we can correspond with him/her, or if preferred, forward our letter to the owner directly.
    If you choose to take no action, the funds will remain unclaimed. If funds are remain unclaimed for an extended period of time, it is often transferred to the Government. No interest is payable on funds held in trust by the Government, and these funds are eventually absorbed into the Government's consolidated revenue.
    Our staff are happy to assist you with any further queries. Please do not hesitate to contact us.

    Contact Us

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    Contact Info

    Address

    Unit 6, 24 Vore Street
    Silverwater 2128
    Sydney, NSW

    Email

    info@armt.com.au

    Phone

    +61 419 426 325

    02 9793 1075

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